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Información financiera
Haga clic en los enlaces para obtener más información:
El costo de su tratamiento puede variar según sus necesidades individuales, el plan de tratamiento y su seguro dental. Nuestro personal discutirá el costo del tratamiento recomendado por el médico y las opciones de pago disponibles para que pueda tomar la mejor decisión para usted, su sonrisa y su familia.
Payment Plans
Cherry Payment Plans (Buy Now, Pay Later Option)
We know that these days, budgets can be tight—and sometimes dental care comes with an unexpected expense. We don’t want finances to stand in the way of getting the care you need, which is why we’re excited to offer Cherry payment plans. (Think Klarna or AfterPay for the medical industry!)
Cherry is a “buy now, pay over time” option for dental care. Getting started is easy: simply apply, get approved, and you’ll have a credit available to use toward services at our office. At checkout, your Cherry credit pays your bill and you choose a monthly payment plan that works best for you to pay it off.
We’re happy to help you explore your options and find a way to make needed dental care more manageable.
Interested in learning more or applying? Get started below!
CareCredit® Card Promotional Financing
Opciones de pago
Tu sonrisa es tuya para siempre, y queremos que sea lo más fácil posible para que recibas la mejor atención siempre que la necesites.
Nuestra práctica acepta la mayoría de las principales tarjetas de crédito y planes de seguro dental PPO.
Ofrecemos opciones de financiamiento con CareCredit®. CareCredit®, una compañía financiera de Synchrony, le brinda opciones de pago convenientes para que pueda obtener el procedimiento que desee, cuando lo desee.
Estos son los beneficios de financiar con CareCredit®:
Puede comenzar el tratamiento de inmediato.
Disfrute de pagos mensuales bajos.
Financiar hasta el 100% del costo del tratamiento
No pague cuotas anuales.
Se puede utilizar en cualquier entorno médico que acepte CareCredit.
Opciones de pago
Tu sonrisa es tuya para siempre, y queremos que sea lo más fácil posible para que recibas la mejor atención siempre que la necesites.
Nuestra práctica acepta la mayoría de las principales tarjetas de crédito y planes de seguro dental PPO.
Ofrecemos opciones de financiamiento con CareCredit®. CareCredit®, una compañía financiera de Synchrony, le brinda opciones de pago convenientes para que pueda obtener el procedimiento que desee, cuando lo desee.
Estos son los beneficios de financiar con CareCredit®:
Puede comenzar el tratamiento de inmediato.
Disfrute de pagos mensuales bajos.
Financiar hasta el 100% del costo del tratamiento
No pague cuotas anuales.
Se puede utilizar en cualquier entorno médico que acepte CareCredit.
Seguro
El personal de nuestra oficina está siempre disponible para ayudarlo con sus reclamos y preguntas sobre seguros. Podemos facturar la mayoría de los planes dentales PPO. Si bien trabajamos con su proveedor de seguros lo mejor que podemos, no estamos al tanto de todas las tarifas del seguro dental. Sin embargo, siempre podemos preautorizar cualquier tratamiento que el médico recomiende con su seguro según su solicitud para obtener la estimación más precisa.
Háganos saber si tiene alguna pregunta sobre la cobertura de su seguro; y háganos saber cómo podemos ayudarlo a hacer que toda su experiencia dental sea placentera.
No dude en llamarnos al (707) 963-4611 si tiene alguna pregunta sobre nuestra política financiera.
How Dental Insurance Works*
*(and doesn't)
DENTAL INSURANCE IS NOT LIKE MEDICAL INSURANCE
Dental insurance is designed to help offset the cost of dental care, rather than cover most expenses like many medical insurance plans. Think of it more as a discount, coupon or a supplement that can help reduce your out-of-pocket costs. Your coverage depends on your individual plan, including deductibles, annual maximums, and covered services. We’ll do our best to help you understand your benefits and make the most of the coverage available to you. While dental insurance typically covers a portion of eligible services, you should still expect to have out-of-pocket costs.
DENTAL INSURANCE HAS SEVERAL LIMITATIONS:
Annual Maximum:
Most dental insurance plans have an annual maximum—the most your insurance will pay toward your care in a calendar year. This is typically between $500 and $2,500.
The way your insurance pays out this maximum depends on your coverage percentages.
Coverage Percentages:
Plans typically cover different types of treatment at different coverage percentages (typically ranging from 40%-100%) for different categories of service:
- Preventive (cleanings/exams)
- Basic Restorative (fillings/deep cleanings)
- Major Restorative (crowns/extractions)
The dollar amount your insurance actually pays is also based on the insurance company’s own fee schedule which is always different from our office fees.
Fee Schedule:
A fee schedule is a complete list of predetermined maximum prices or allowed amounts that an insurance company will pay a doctor for specific services. Because of this, you can typically expect to receive a balance after insurance processes your claim, even if you have already paid your estimated portion at the time of treatment.
We do not have access to every insurance plan’s fee schedule, so we can provide estimates, but not guaranteed final costs. If you’d like a more accurate estimate before treatment, we can submit a pre-authorization to your insurance company upon request. While pre-authorizations are still estimates and not guarantees of payment, they can give you a better idea of what your insurance may cover and what you may owe.
YOUR DENTAL OFFICE WORKS WITH YOU, NOT YOUR INSURANCE
We’re here to work with you—not your insurance company. While our team isn’t made up of insurance specialists, we’re happy to bill your dental insurance as a courtesy. We’ll submit claims and help with the process so you don’t have to manage everything on your own.
Your insurance benefits are determined by your individual plan and your insurance company. Regardless of what your insurance pays, you are responsible for our office fees for the care you receive.
Our doctors’ recommendations are based on your individual dental needs and the health of your teeth and gums—not on what your insurance covers. We will never recommend treatment simply because it’s covered, nor limit your treatment options because it isn’t. When there are multiple ways to address a dental concern, we’ll discuss your options, including alternatives that may better fit your needs and budget.
We understand that dental care can be a significant expense. If needed, we’re happy to discuss payment options to help make your care more manageable.
